01
Every currency
Cash, cards, savings, investments, property and loans, each in its own currency, added up in yours.
A private money app
Coming soon to iPhone
Knowwhat’scoming.
Ritcha is a private money app. It keeps every account in any currency, plans your month, and shows the next twelve, with the lowest point marked before you get there.
iPhoneComing soon
AndroidTo follow
The forecast
months ahead
Your year, drawn before you live it.
Repeating income and bills, plus your budgets, month by month. The lowest point is marked, with the reason.
In 12 months$22,948end of September · example figures
Everything else, kept simple
02
Statements in
Bring a CSV, OFX or QIF file from your bank. It is read on your phone and never uploaded.
03
Nothing twice
A bill already paid by a repeating item is shown apart, so the forecast never takes it off twice.
04
Honest totals
If a price or rate is missing, the total says what it left out, and why. A gap is never a zero.
The promise
your finances live on your phone; we hold only what's needed to connect and alert.
No accounton the free tier. No name, no email, no password.
Your iCloud, not oursYour data syncs through your own iCloud. We can’t read it.
Only symbols leaveTo fetch prices, the free tier sends ticker symbols and currency codes. Nothing else.
Three tiers
Free to start.
At launch
Free
No account. Your data stays on your phone and in your own iCloud.
- Accounts in any currency
- Statement import: CSV, OFX, QIF
- Monthly budgets
- The 12-month forecast
- Net worth
- End-of-day prices
Later
Plus
Everything in Free, and your bank and broker connected.
- Automatic bank and broker sync, read-only
- You sign in on your bank’s own page; Ritcha never sees your password
- Prices delayed 15 minutes
Later
Investor
Everything in Plus, and the tools for people who invest.
- Live prices, every minute
- A journal for why you hold what you hold
- A watchlist with your own rules, and alerts
- A rules scorecard and a market regime banner
- AI chat that explains, and never advises
Ritcha never recommends a trade and never places one. It helps you see your money; the decisions stay yours.
Befirst.
Leave your email and we’ll tell you the day Ritcha is out. One confirmation, one launch email, nothing else.
iPhoneComing soon
AndroidTo follow